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It’s still gonna be a heavily regulated sector (like the entire economy) where the government is heavily involved. I’m not allowed to become a bank without going through an ocean of red tape and bureaucracy. Which is ironic because my small gold and silver stash would mean I have more actual reserves than most other “banks”
Folks.. stand back and look at the "big" picture, E&DT are expanding the AI "non-human" element. As you cheer on efficiency, their AI wet dream becomes realized. Sure, we'll start with business, banking, government, wars, and every other industry that replaces "you" with a chip controlled machine controlled by them (NOT US). In the end it is all of you that are being de-regulated, de-valued and de-purposed. AI is not our savior for a better world, it's their savior to completely rule the world including everything and everyone. God gave you all free will and your giving it all to the beast...